LASIK Financing

Our laser center partners with CareCredit to offer financing for LASIK procedures.

CareCredit is a credit card designed exclusively for healthcare services with special financing offers.*

Click below to apply for an account today.

 

*Subject to credit approval. Minimum monthly payments required.

LASIK with Insurance Benefits

Our laser center also partners with most vision and health insurance companies to give members a savings on LASIK procedures. These partners include but are not limited to VSP, Davis Vision, Regence and most Blue Cross Blue Shield plans. Your savings will be determined based on your specific insurance plan. Next, your savings will be deducted from the retail fees, and you will pay the lower price. It’s quick, easy, and hassle-free!

Some insurance plans, employers and union groups offer partial coverage for LASIK. In these cases, our laser center will work with you to determine if you are eligible for LASIK coverage and assist you through the claim filing process.

Get started by scheduling your LASIK screening appointment today!

LASIK with Flexible Spending Account (FSA)

A Flexible Spending Account (FSA) is an employer-sponsored program that allows you to pay for eligible medical expenses using pre-tax income (up to a certain limit). Using an FSA reduces your income taxes by decreasing your taxable income. The result is that your spendable income is increased.

Following are some vision-related medical expenses that are eligible:

  • Laser vision correction
  • Eyeglasses
  • Eye exams

Not all employers participate in FSA programs. Check with your benefits manager to see if your employer participates. When using an FSA, it is important to calculate how much money to contribute for the year. If you put in more money than you need, by law, you will not be able to receive it back.

If you are considering making any allocations to your FSA specifically for LASIK surgery, you should have your LASIK screening consultation first to make sure that you are a candidate for surgery.

LASIK with Health Savings Account (HSA)

A Health Savings Account (HSA) is tax-advantaged medical savings account that is created for the purpose of paying for medical expenses. It must be combined with a qualified High Deductible Health Plan (HDHP). Any contributions you make to an HSA (up to a certain limit) are tax deductible.

Unlike an FSA, the unused money in an HSA isn’t lost at the end of the year. The funds continue to roll over from year to year until they are used. The account can grow tax-deferred, and can even be rolled over into a retirement account. Any withdrawals that are used to pay for qualified medical expenses, including LASIK surgery, are never taxed. The HSA funds can be used for out-of-pocket medical, dental and vision costs, but can’t be used to pay for insurance premiums.

Following are some vision-related medical expenses that are eligible:

  • Laser vision correction
  • Eyeglasses
  • Eye exams

Not all High Deductible Health Plans (HDHP) qualify to be combined with an HSA. If you are interested in setting-up an HSA, you should consult with a qualified HSA trustee.